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From Command to Civilian Success:
Your Strategic Transition Plan

You’ve spent decades leading missions. Now, it’s time to lead your own. We specialize in the complex financial maneuvers required for Senior Military Officers transitioning to the private sector or starting their own business.

Transitioning isn't just about a new job; it's about navigating a massive shift in benefits, taxes and lifestyle.

The Tax Cliff

Moving from military pay to a high-earning civilian salary can create a sudden, massive tax liability.

Benefit Confusion

Deciding on SBP, VGLI and Tricare vs. Corporate benefits is a one-time choice with lifelong consequences.

Wealth Capture

Your TSP was a start, but corporate RSUs, bonus structures or your own Solo 401(k)s require a new level of strategy.

The Tactical Roadmap

We analyze these, along with any other concerns, as part of your all-aspect plan:

We replace guessing with a documented plan of attack.

SBP vs. Private Insurance

A math-based valuation to see which suits your lifestyle and preserves more legacy.

Pension Integration

Mapping how your retirement pay interacts with your new salary and benefits.

VA Disability Filing Strategy

Ensuring your filing is integrated into your overall tax and cash-flow plan.

The "Second Act" Business

If you're launching a business, we have a seasoned approach to setting up Solo 401(k)s and optimizing contributions to fit your specific strategy.

"I’ve sat in your seat. As a retired U.S. Navy officer, I know exactly what it’s like to hang up the uniform and wonder if the math adds up. At Resilient, we don't just speak 'Finance'—we speak 'Military.' We've helped dozens of clients navigate the transition out of military service with confidence."

Veteran-Owned & Led
Fiduciary Standard
Registered Investment Advisor

-Christopher Flis, Founder

Resilient Asset Management was founded to provide Senior Officers with the same level of precision they practiced in command. We combine first-hand military experience with a strict Fiduciary Standard, ensuring our "Mission Success" is measured solely by your financial resilience.

The 4-Step Path to Resilience

Step 1: The Initial Brief

A no-obligation call to see if our expertise aligns with your complexity. If we mutually agree to work together, we move to the next phase.

Step 2: Data & Discovery

A deep dive into your current "as-is" state, including your LES, VA rating, retirement savings and current concerns.

Step 3: Analysis & Recommendations

We develop custom recommendations and a strategic roadmap for your financial journey.

For project-based clients, we we deliver your "Tactical Roadmap" for you to implement yourselves.

Step 4: Execution &
Ongoing Evaluation

Taking action with continuous guidance and monitoring. We are there to assist you with any life changes that arise.

Transition Maneuvers - Representative Scenarios

While every client’s mission is unique, these scenarios represent the common complexities we solve for Senior Military Leaders.

Scenario 1: The O-6 "Tax Cliff" Transition
  • The Profile: A Senior Officer transitioning to a high-earning corporate role (e.g., Big Tech or Consulting) while receiving a full military pension.

  • The Challenge: Navigating the sudden jump in tax brackets and the "Tax Cliff" created by overlapping military retirement pay and private-sector salary.

  • The Resilient Strategy: Conduct a math-based valuation of the Survivor Benefit Plan (SBP) versus private insurance options. Maximizing "Tax Alpha" by ensuring taxable income is aggressively offset while tax-free disability income provides a stable, non-taxable cash flow floor.*

Scenario 2: The Flag Officer Promotion & Legacy Plan
  • The Profile: An officer adjusting to a Flag-level promotion with increased compensation and reporting requirements (OGE-278 filings).

  • The Challenge: Managing new executive-level complexities while ensuring long-term estate and legacy goals are protected.

  • The Resilient Strategy: Integrated the new pay structure into an All-Aspect Financial Plan that accounts for future "second-act" business interests, post-military moves such as anticipated home purchases and college expenses. Shore up estate documents to ensure family security and the seamless transfer of assets, regardless of future duty stations.*

2 women sitting at table
2 women sitting at table
Scenario 3: The Military Entrepreneur
  • The Profile: A retiree looking to leverage their leadership skills by launching a consultancy or small business.

  • The Challenge: Setting up a business wealth structure from scratch while managing the transition away from military service.

  • The Resilient Strategy: Establish and manage a Solo 401(k) to maximize tax-advantaged contributions beyond standard W-2 limits. Strategically partition investment vehicles into "Liquidity," "Growth," and "Legacy" buckets to ensure that personal drawdowns remain steady even when business revenue fluctuates.*

*These case studies are for illustrative purposes only and do not represent the experience of any specific client. They are intended to demonstrate the types of complex planning scenarios Resilient Asset Management handles for Senior Military members.

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Don't leave your transition to chance.

Book a no-obligation intro call to see if your current plan is resilient enough for your next chapter.